Virtual Professionals are undeniably a growing force within the business marketplace, but does your insurance recognise this?
With a growing presence, should come strength in numbers. We at Business Insurance Group understand this better than anyone – so we have worked in combination with the Virtual Assistant Association Australia (AAVIP) to build an insurance solution which is truly tailored to your virtual business while utilising your market presence to secure the most competitive premiums. Put simply, we’ve got you the best possible cover at the lowest price!
Jane is a virtual assistant based in Brisbane, Queensland. She turns over $28,000 per year and operates her virtual business from home as a sole trader. She has no employees and does general virtual assistant activities including reception, office administration and data entry. She has her contents insured under her home policy and her Virtual Assistants policy is set up as follows:
- Professional Indemnity – $1 million any one claim ($2 million any one policy period)
- Public Liability – $5 million any one claim
- Excess – $500
- Total cost – $791.45 (including GST and Stamp Duty)
The cover provided is a full ‘Civil Liability’ Professional Indemnity Insurance which is the broadest cover available and is placed with one of Australia’s largest and most financially secure insurers. We have combined the Public Liability cover under the same policy to make things as easy as possible for you.
These solutions can be tailored to suit the precise needs of each virtual professional. Depending on your situation, we can also offer all general Insurance products including cover for your portable property (laptops) and motor vehicles.
All virtual businesses should make sure to that they are fully and correctly insured. Your business is your income and your livelihood, so you should make sure that it is protected from uncertainty. In addition to protecting yourself, you will also show your clients that you are a prudent professional who has taken the necessary steps to ensure that they will also be protected in the event of a loss.
Please contact Morgan Jones or any of the team at Business Insurance Group who would be glad to discuss your needs with you and provide you with a quote. Ultimately, our goal is to make sure you have peace of mind knowing you’re protected, so that you can get on with the things that really matter.